In Ontario, the law that governs all motor vehicle accidents, commonly referred as “car accidents”, is complex and difficult to understand. A good starting point is to ask the question, “what is a motor vehicle accident”?

To answer this simply, a motor vehicle accident means an accident in which at least one motor vehicle was involved. Whether it be a car, a truck, a motorcycle or another form of licensed vehicle, if it is involved in an accident, it qualifies as a “motor vehicle accident” and is therefore governed by the law specific to it.

Please note that “at least one motor vehicle was involved” means exactly that. You don’t have to be the driver of a vehicle to get into a motor vehicle accident. You could be a passenger in the vehicle and have the right to make a claim if you get into an accident. You could be even be a pedestrian or riding your bicycle and get struck by a motor vehicle, making it a motor vehicle accident.

It is also very important to keep in mind that we live under a “no fault insurance” regime in Ontario, which means that, regardless of who is at fault for causing the accident, you must go through your own insurance company to make a claim for damage done to your vehicle, missed work or physiotherapy.

Know your rights. If you have been in an accident involving at least one motor vehicle, call a personal injury firm that specializes in this complex area of law to help guide you through this ordeal. Call Evans, Mitchell-Gill today.